A user account is a combination of user name and password that you will need to set up password protection for your site or site folders.
To set up a user account:
The new user account will appear below, under "Manage User Accounts."
To assign this new user account access to a folder or subdomain of your site, head to File Manager by clicking the corresponding link in the upper-left corner of the page or on the Manage tab of the Web Hosting Control Panel. To grant this user account FTP access to your site, click the "Enable FTP access" link in the "FTP Access Point" column under "Manage User Accounts." Anyone using that account can then FTP to your site using your FTP host name, the account user name (firstname.lastname@example.org), and the password you created. Learn more about configuring FTP.
After you set up a user account, you can assign it access to an area of your site and share the user name and password with anyone to whom you'd like to grant viewing privileges in that area. (Be careful when sharing your user names and passwords and any other sensitive information about your site.) When a user tries to open the directory you have protected, they will need to enter that user name and password before they can view its contents. Learn how to assign account access in File Manager.