If you have enabled Risk Tools for your site and you sell downloadable goods, please be aware that Risk Tools will not prevent a person who is committing fraud from downloading the product.

When selling downloadable goods, the buyer sees a link to access the download page on the Order Confirmation page after submitting the order. Risk Tools rules are applied upon order submission but before the merchant fulfills the order in the case of physical goods. With downloadable goods, fulfillment happens immediately (access to the download link) and thus as a merchant you are informed of a potentially fraudulent order only after access to the downloadable good has been granted.