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Is a merchant account required if I'm not going to use online credit card processing?

No. A store can now open for business with only a PayPal Business account using PayPal Express Checkout.

When you use the Payment Wizard before opening, you have the option to select that you will use PayPal Express Checkout as a payment processing option. You can also add a merchant account at a later date in the Payment Center.

Click to learn more about applying for a merchant account or using an existing merchant account.

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