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What are mortgage and equity trends and where does the data come from?

The trend information is from Informa Research Services, Inc. This information has been obtained and aggregated from various financial institutions around the country. Informa Research Services cannot guarantee its accuracy. The information includes financial product data from the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region.

Fixed and Adjustable Rate Conforming APRs are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio, total points ranging from zero to one-point options and rate locks ranging from 30 – 60 days. Home Equity Loan rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 15 year or 10 year repayment terms with an 80% loan-to-value ratio with a maximum loan amount of $250,000. Home Equity Line of Credit rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio with a maximum line of credit of $250,000.

Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data.

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