This calculator is provided by Financial Calculators, Inc. and is intended solely for general information and educational purposes. It is not intended in any way as financial, securities, insurance, tax or legal advice or services, or as a solicitation for any financial, securities, insurance, tax or legal product or service. The results of using this calculator may not be applicable or accurate with regard to your individual circumstances and cannot be relied upon to avoid penalties imposed by tax or other authorities. You should not take any action on the basis of the information provided through this calculator. {Unless specifically stated elsewhere,} neither Yahoo! Inc. nor Financial Calculators, Inc. is an agent, broker, underwriter, investment (or other) adviser or other licensee in any state for securities, insurance, banking, tax or legal products or services. Please consult with your financial, securities, insurance, tax and/or legal advisors for advice regarding your personal circumstances. You could lose money or fail to achieve your objectives by relying on this calculator.

Note: The computations performed by this calculator are based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculator is intended to allow you to test those assumptions, since variations in assumptions, such as to future interest rates, investment returns or inflation, may significantly affect the results produced by the calculator. In entering your assumptions, you should keep in mind that higher rates of return generally involve a higher degree of risk, including the risk of loss of principal invested. Actual results or inputs may be higher or lower than the inputs used or results displayed in hypothetical calculations, and are likely to vary over time. In addition, the calculator does not take into account all of the factors that may be relevant to your decision-making.

Additional Note: Other information incorporated in the calculator or displayed in connection with the calculator may be based on historical or current data, but is not guaranteed to be accurate, complete or timely. Moreover, past performance does not indicate future results.

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